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Travel Insurance for Schengen / Europe​

Why get Luma PAI Schengen

  • Cover starts from 30,000 EUR​

  • Single trip and annual trip coverage available​

  • Covers for your travels in Europe

Who is it for?

  • From 1 year old to 85 years old

  • For all residents of Thailand

Why choose Luma?

  • Apply online and receive certificate by email

  • Trusted by more than 60,000 travelers

  • Recognized by embassies around the world

Apply For Luma PAI Schengen

BENEFITS (THB)
Plan 1
Plan 2
Plan 3
Insurance premium price per person
Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability due to accident
1,500,000 THB
3,000,000 THB
5,000,000 THB
Medical Expense Incurred in Overseas
1,500,000 THB
3,000,000 THB
5,000,000 THB
Emergency Medical Evacuation and Repatriation
1,500,000 THB
3,000,000 THB
5,000,000 THB
24 Hours Worldwide Travel Assistant Services
Covered
Covered
Covered
Repatriation of Mortal Remains
1,500,000 THB
1,500,000 THB
2,000,000 THB
Hospital Confinement Benefit (1,000/Day) Max.
-
20,000 THB
30,000 THB
Health2Go
-
Covered
Covered
Visa Refusal
-
-
-
Trip Cancellation or Postponement
-
50,000 THB
100,000 THB
Travel Delay
-
50,000 THB (10,000 / 6 Hrs.)
50,000 THB (10,000 / 6 Hrs.)
Missed Connection Flight
-
30,000 THB (6,000 / 6 Hrs.)
50,000 THB (10,000 / 6 Hrs.)
Trip Curtailment Expenses
-
30,000 THB
50,000 THB
Damage or Loss of Baggage or Personal Effects
-
30,000 THB
50,000 THB
Damage or Loss of Baggage, Property including Computer Notebook Arising from Natural Disasters
-
25,000 THB
30,000 THB
Baggage Delay
-
20,000 THB (4,000 / 6 Hrs.)
25,000 THB (5,000 / 6 Hrs.)
Loss of Travel Document
-
10,000 THB
30,000 THB
Loss of Credit Card
-
5,000 THB
10,000 THB
Loss of Personal Money
-
5,000 THB
15,000 THB
Home Protection
-
-
100,000 THB
Emergency Telephone Charges
-
-
-
Hospital Visitation
-
100,000 THB
300,000 THB
Medical Expense Incurred in Thailand
-
300,000 THB
500,000 THB
Personal Liability
-
3,000,000 THB
5,000,000 THB
Golf Equipment
-
-
-
Hole-in-one
-
-
-
Rental Vehicle Excess
-
10,000 THB
30,000 THB

Insured No.1

Please fill in English only

Gender

Prefix

Insurance information

Insurance Plan:

Departure Country: Thailand

Departure Date:

The period of coverage:

Total Price:

Destination Country: Schengen Country

First Destination Country:

Return date:

Zone of Coverage: Europe (including European Union, Schengen Area, United Kingdom, Liechtenstein, San Marino, Andorra, Monaco, Vatican City)

Price per Person:

Insured No. 1

Name:

Passport number:

Tel.:

Country: Thailand

Province:

Address:

Beneficiary:

Nationality:

Gender:

Date of Birth:

Email:

Beneficiary’s full name:

Relationship with beneficiary:


Credit Card   

You will be redirected to the payment page to pay the insurance premium to the Insurer (Tune Insurance Public Company Limited)


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Terms and Conditions:

Eligibility:

  • Applicants must be between 1-85 years old. ​
  • This travel insurance is available to Thai nationals or foreigners residing in Thailand. 
  • 1 person cannot apply for more than one policy with Tune per coverage period.​
  • The Insurer reserves the right not to accept applications for those who work in high-risk locations such as high-rise buildings, oil or gas rigs, underground mines, or workers in construction, fishery, fruit picking, or heavy machinery.​
  • Applicants must be in good health.​
  • The applicant gives consent and authorization to the Insurer to disclose information to medical facilities including hospitals and clinics and to the Office of Insurance Commission.​

Single Trip Coverage​:

  • This insurance needs to be purchased no later than 1 hour before departure from Thailand.​
  • This insurance is available for purchase up to 8 months in advance before the effective start date. 

Annual Trip Coverage:

  • Each trip shall not exceed 180 days.
  • The coverage duration cannot be extended.​
  • In case the insurance purchase date is the same than the effective start date, the policy will begin only once the premium payment was made.​

Policy cancellation:

  • Single Trip Coverage – There is no refund possible for policies already issued unless the Insured has not been granted a visa. 
  • Annual Trip Coverage – Policy Cancellation is possible according to the Terms and Conditions of the policy. ​

Policy holders eligible to Health2Go service are entitled to one session per policy period that can be used the following day after having received the Policy. ​
Excluded countries: Afghanistan, Azerbaijan, Cuba, Iran, Iraq, Israel, Kyrgyzstan, Lebanon, Libya, Nepal, Nicaragua, North Korea, Pakistan, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan